Privacy Policy


Facts - What does MOOG Employees FCU do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account transactions

  • account balances and payment history

  • transaction history and credit history

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons MOOG Employees FCU chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does MOOG Employees FCU share? Can you limit this sharing?
For our everyday business purposes — such as to process your transactions, maintain your account(s),
respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes — to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes — information about your transactions and experiences No No
For our affiliates’ everyday business purposes — information about your creditworthiness No No
For nonaffiliates to market to you No No

Questions?

Call 800-359-6664 or go to www.moogfcu.com


Who we are

Who is providing this notice?

This privacy policy is being provided by MOOG Employees Federal Credit Union.

What we do

How does MOOG Employees FCU protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does MOOG Employees FCU collect my personal information?

We collect your personal information, for example, when you

  • open an account or take out a loan

  • use your credit card or use your debit card

  • give us your contact information or provide employment information

We also collect your personal information from others, such as credit bureaus.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness

  • affiliates from using your information to market to you

  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.


Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • MOOG Employees FCU does not have any affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • MOOG Employees FCU does not share information with non-affiliates.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners can include institutions such as insurance companies, check printers and data processors.


Other Important Information

California residents- Your state law requires financial institutions to obtain consent prior to sharing information about you with non-affiliated third parties. Except as permitted by law, we will not share information we collect about you with non-affiliated third parties while you are a resident of California.

Rev.  Dec 2019