Share Accounts
Your credit union is dedicated to providing you with the best financial savings products. We consistently monitor the financial industry to ensure that you are receiving a competitive rate on your savings.
Regular Share Savings
To join MOOG Employees FCU, you simply open a Regular Share Savings Account. A $5.00 minimum deposit is required (plus a $5.00 membership fee), which opens up all the benefits that come with membership in our credit union. A $50.00 minimum balance is required to earn dividend. Dividends are paid quarterly.
Your secure savings are insured up to $250,000.00 by the National Credit Union Association, a U.S. Government Agency. Membership eligibility is required to open an account. You will be asked to provide your name, Social Security number, residential address, date of birth, and other information which will allow us to identify you. We will also require that you provide us with a copy of a government issued photo ID (ex. Driver’s license, military ID or passport) or a birth certificate and social security card for anyone who does not have a government issued photo ID.
Youth Share Accounts
The same requirements apply as with the Regular Share Savings Account and you receive the same rate as our Regular Share Savings Account but there is no minimum balance to earn dividends. Dividends are paid monthly.
You must be under 18 to be eligible for this account. The account will automatically transfer to a Regular Share Savings Account at the end of the month the member turns 18.
Christmas Share Savings Accounts
A Christmas Share Savings Account at MOOG Employees FCU allows you to build a reserve of cash for holiday gifts and travel. Simply choose the amount you will need for the holiday season and implement your savings plan. When you use payroll deduction or periodic payments from another account, building your balance is easy and your funds (plus dividends*) can be transferred to your share or share draft account – just in time for the holidays!
*A minimum balance of $50.00 is required to earn dividends.
Vacation Share Savings Accounts
A Vacation Share Savings Account is a convenient, easy way to save for those “needed and deserved” getaways. There is no right or wrong time to make your deposits. You can make deposits yourself when you have extra cash on hand, or set your account up for automatic deposits from your paycheck each payday. With a Vacation Share Savings Account, you can save at your own pace, while earning dividends*.
*A minimum balance of $50.00 is required to earn dividends.
Money Market Accounts
Money Market Accounts pay a higher rate than a Regular Share Savings or Sharedraft Account. A low minimum balance of $2,500.00 is required to earn dividends.
Platinum Money Market Accounts
Apply today!! Contact the Credit Union for terms and conditions.
Business Share Accounts
Business Share Accounts must be opened in person. All requirements of Regular Share Savings Accounts and/or Sharedraft Accounts must be met. In addition, members must provide the credit union with additional business documents (DBA or incorporation papers, business certificate and any tax documents from the IRS.)
Members will be required to complete a Business Account questionnaire and certifications must be completed. Ask one of our member service representatives for details.
Rates and terms are subject to change without notice.