Mortgage Rates
Rates Declared as of September 30, 2026. Rates and Terms Subject To Change Without Notice.
First Mortgage (Primary Residence)
| Mortgage Term | APR* |
|---|---|
| 180 Months (15 Years) | 7.00% |
| 240 Months (20 Years) | 7.35% |
| 360 Months (30 Years) | 7.50% |
Refinance of Existing Credit Union First Mortgage Loan (Low Closing Costs)
| Mortgage Term | APR* |
|---|---|
| 180 Months (15 Years) | 7.00% |
| 240 Months (20 Years) | 7.35% |
| 360 Months (30 Years) | 7.50% |
First Mortgage (Secondary Residence)
| Mortgage Term | APR* |
|---|---|
| Up to 120 Months (10 Years) | 7.35% | 121 - 240 Months (11-20 years) | 7.50% |
Home Equity Loan - Fixed Rate / Closed End Term
| Term | APR* |
|---|---|
| Up to 60 Months | 6.25% | 61 - 120 Months | 6.50% | 121 - 180 Months | 6.75% |
Home Equity Saver Loan - Fixed Rate / Closed End Term
| Mortgage Term | APR* |
|---|---|
| Up to 60 Months | 6.00% |
| 61 - 84 Months | 6.25% |
Home Improvement
| Term | APR* |
|---|---|
| Up to 120 Months | 6.15% |
Land Loans
| Term | APR* |
|---|---|
| Up to 180 Months | 7.80% |
CONTACT THE CREDIT UNION FOR TERMS AND CONDITIONS. To apply, please contact the credit union to schedule an appointment with one of our loan representatives.
*APR = Annual Percentage Rate. Rate based on creditworthiness and term of loan.