Mortgage Rates
Rates Declared as of January 1, 2025. Rates and Terms Subject To Change Without Notice.
First Mortgage (Primary Residence)
| Mortgage Term | APR* |
|---|---|
| 180 Months (15 Years) | 6.45% |
| 240 Months (20 Years) | 6.55% |
| 360 Months (30 Years) | 6.75% |
Refinance of Existing Credit Union First Mortgage Loan (Low Closing Costs)
| Mortgage Term | APR* |
|---|---|
| 180 Months (15 Years) | 6.45% |
| 240 Months (20 Years) | 6.55% |
| 360 Months (30 Years) | 6.75% |
First Mortgage (Secondary Residence)
| Mortgage Term | APR* |
|---|---|
| Up to 60 Months (5 Years) | 6.45% | 61 - 144 Months (5-12 years) | 6.95% |
Home Equity Loan - Fixed Rate / Closed End Term
| Term | APR* |
|---|---|
| Upt to 60 Months (1st Home) | 6.25% | 61 - 120 Months (1st Home) | 6.75% | 121 - 180 Months (1st Home) | 7.00% |
Home Equity Saver Loan - Fixed Rate / Closed End Term
| Mortgage Term | APR* |
|---|---|
| Up to 60 Months | 6.00% |
| 61 - 84 Months | 6.25% |
Home Improvement
| Term | APR* |
|---|---|
| Up to 120 Months | 6.00% |
Land Loans
| Term | APR* |
|---|---|
| Up to 180 Months | 7.05% |
CONTACT THE CREDIT UNION FOR TERMS AND CONDITIONS. To apply, please contact the credit union to schedule an appointment with one of our loan representatives.
*APR = Annual Percentage Rate. Rate based on creditworthiness and term of loan.